Summertime is just around the corner and with that comes more recreational and outdoor activities! The days will be longer, vacations will be taken and fun will be had. Whether it is a beach getaway a weekend river trip or road trip in the RV, it is always important to make sure you are properly insured.
Some people think that a boat, jet ski or off road vehicle doesn’t need to be insured because they are not being used on a paved road. This is false. Vessels used on water and off road vehicles have liability exposures and can be just as dangerous as an automobile. However, these toys are not covered by your basic auto or home policy. They require a separate policy. Same goes for your RV.
Before you head out on your next adventure contact us to find out what coverages are available and what exposures you may have. Gaps in coverages and not being insured when and if an accident occurs is the last thing we want to happen to you this summer.
Call us today to discuss options and coverages available for your needs!
And don’t forget to wear sunscreen!