As we wind down from Black Friday and Cyber Monday did it ever occur to you that you may be at risk for identity theft or hackers? Purchasing items online or even at the store with your debit and credit cards allows you to be vulnerable.
Not only are we at risk as individuals but businesses also need to worry about protecting their data. Cyber breaches and hacks are very expensive and also damaging to a companies reputation. Many owners and businesses overlook this risk entirely. For example, the most recent cyber attack that happened to Target really opened eyes and showed that even large organizations are not safe. With the constant technological advances also come more sophisticated criminals. Targets breach was definitely an eye opener and should encourage even the smallest of businesses to purchase cyber liability coverage.
Not sure if you need coverage? Think about what type of data (if you run a business) that you obtain on file. Social security numbers, dates of birth, addresses, drivers license numbers and even credit card payment information is all crucial information that needs to be protected. Firewalls and anti spam software’s don’t cut it, you need to have cyber liability coverage to cover the cost of a breach or hack after it happens. Think about what would happen if someone broke into your company mainframe and obtained all your clients crucial information. The costs to contain the leak of information can be overwhelming.
Worried about the cost of cyber liability coverage itself? Don’t be. It is a cost that will save you from much more monetary damages that will have to be paid out if a breach or hack occurs. For as cyber hacks are not a question of if rather than how bad, because it will eventually happen if you don’t protect your information.
Act now because after a cyber attack happens it will be too late.
Call us today for a quote or to get more information.